There are certain things I would like for our daughters to have access to for general knowledge that they may use on a regular basis (NetFlix account, cable TV, etc.). There are other things I would like for my wife to know in case something were to happen to me (medication prescriptions, online banking password, etc.). And then there are things we both want our kids to have access to in case something happened to both of us (insurance policies, employer contact info, financial planner info, etc.).
We have been using SplashID and SplashID for Teams for many years and transitioned to TeamsID. Continuing to make improvements on the sharing and managing functions as well as providing an off-line capability has helped.